You can get one free credit report from each of the three major credit bureaus (TransUnion, Equifax, and Experian) once every 12 months from annualcreditreport.com. However, this site doesn't provide credit scores, or more specifically FICO® Scores. Also, be cautious of other web sites that offer free credit reports.
In respect to this, is Credit Sesame a legit site?
Credit Sesame looks like these other online service on the surface, but let's dive in an look deeper before we decide whether Credit Sesame is safe, legit or a scam. The Credit Sesame credit score is the Experian Credit Score, which is a real credit score, but not as widely used by lenders as the FICO score is.
What is a FAKO credit score?
FAKO score is a play on words, combining “FAKE” with “FICO” to come up with “FAKO”. A FICO score is the most commonly looked at credit score by lenders. A FAKO score is literally any score that is not a FICO score (although VantageScores are also called by name as well).
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